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Car/Motorcycle credit
Why take out a car loan with Kredit Konnect?
At Kredit Konnect , we know how important the purchase of a car or motorcycle can be for you. That’s why we offer flexible financing solutions tailored to your needs. With our car/motorcycle credit, you can finance the purchase of a new or used vehicle, as well as associated costs such as insurance or registration fees. We offer competitive rates and flexible repayment terms, up to 7 years for new vehicles.
Buying a new or used car: how does a car loan work?
Whether you’re planning to buy a new or used car, the car loan process is identical. However, the amount required can vary by as much as double. In terms of budget, the purchase of a new vehicle requires a greater financial investment.
When buying a used car, the budget is lower. For this reason, the capital borrowed differs, as does the total amount of the car loan. The geographical location of the vehicle for sale also plays a major role.
Low-rate car loan: what’s the point of a downpayment?
To obtain a low-rate car loan, the presence of a cash contribution is a factor that works in the applicant’s favor. The advantage of this available cash is that it makes it easier to negotiate the terms of the loan. Kredit Konnect offers loan conditions that can be more flexible when the applicant has a financial contribution demonstrating a stable financial profile and the ability to save.
From the bank’s point of view, an available down payment secures the banking operation from the outset. In many cases, the down payment can be generated by the resale of a new vehicle. During the first 5 years of a car purchase, the cash contribution is a particularly advantageous criterion for benefiting from better financing conditions:
- Lower interest rates,
- Lower monthly payments,
- Shorter repayment terms,…
Car loan simulation: a concrete example of monthly payments.
To give you a clearer picture of your monthly car loan payments and the impact of the total amount and term of the loan, here’s a simulation on a new vehicle.
| Example of a car loan of €20,000 over 5 years (new vehicle) | |
| Loan amount | 20 000 € |
| Duration | 5 years |
| Monthly payment | 366 €/month |
| Cost of credit | 1 960 € |
| Minimum APR | 3,85% |
| Average APR | 4,86% |
| APR max | 5,32% |
Interest Rate
Reliability
Speed
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Opting for a car loan means betting on security in all circumstances.
Sometimes, opting for a car loan is a choice that can put off many borrowers. The main concern with car loans is the risk of unpleasant surprises as repayments are made. In fact, this banking operation offers borrowers security in all circumstances.
Clearly, the security of a car loan comes from the exclusive use of the total amount borrowed. Dedicated to the financing of a new vehicle (car, motorcycle, company car, etc.), the buyer is covered if the purchase is unsuccessful.
If the car loan is refused, the buyer is also protected. These situations apply equally to the purchase of a new or used car. To give you a clear idea, here are the 2 main situations in which a car loan becomes null and void:
- The car loan application is refused by the financial institution: the sales contract is cancelled.
- Failure to deliver the car on time: automatic cancellation of the car loan.
Features of our Car/Motorcycle Credit
Our Car/Motorcycle Credit offer is designed to meet the financing needs of our customers. With competitive interest rates, flexible repayment terms and fast approval, our Car/Motorcycle Credit is a convenient solution for those looking to finance the purchase of a vehicle. We work closely with our customers to provide financing tailored to their needs and budget.
- Loan amounts from 2,000 € to 3,000,000 € according to your needs and repayment capacity.
- A repayment term that can range from 6 months to 30 years, depending on the amount borrowed.
- A competitive interest rate of 3% fixed for the entire term of the loan.
- Please note that depending on your loan application, various justified fees may be applied throughout the process.
Kredit Konnect
A wide range of online loan options at Kredit Konnect.
Whether you’re looking to consolidate debt, buy a car or finance a business project, we have flexible loan options to suit your needs. With competitive interest rates, flexible repayment terms and an easy online application process, we’re here to help you find the ideal financing.
Consumer Credit
Do you have consumer projects to finance? At Kredit Konnect, we offer you a fast and efficient online consumer credit solution.
Real Estate Credit
Do you dream of buying your own house or apartment? At Kredit Konnect, we offer you a fast and competitive online mortgage solution.
Business loans
Are you a business owner or entrepreneur looking for financing for your professional project? At Kredit Konnect, we offer business loans tailored to your needs.
Why choose Kredit Konnect Car/Motorcycle Credit.
- 100% online loans for a fast, streamlined experience
- Simplified management of your reimbursements
- Personalized support from loan application to repayment.
- A competitive interest rate, fixed for the duration of the loan.
- Fixed monthly payments, for easier budget management.
Kredit Konnect
Simple, Fast and Efficient
Online request
Go to our website and fill in our online loan application form.
Analysis
At Kredit Konnect, we take into account your credibility and ability to repay.
Validation
Once your application has been approved, we will draw up a loan contract for you.
Reception
The money is transferred directly to your bank account. Quick and easy.
Apply for your loan online today!
Get the financing you need now with Kredit Konnect.
Borrow with confidence.
KREDIT KONNECT
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